Your US banks, every day
12,000+ US financial institutions through Plaid, read-only, plus Apple Card and Apple Cash from Wallet.
Tally reads your banks, files every purchase on its own, and shows you what is safe to spend today.
Free to download. Tally Pro starts with a 7-day free trial.
$88
Safe to spend today
Free Tally is a budget you keep. Pro keeps it for you: your US banks sync every day, an Apple Pay tap logs itself, and Tally goes looking for the money you lose to price rises, double charges and subscriptions you forgot.
12,000+ US financial institutions through Plaid, read-only, plus Apple Card and Apple Cash from Wallet.
Instant Capture puts an Apple Pay purchase in Tally the second you tap. You set it up once with a Shortcuts automation. When your bank's copy syncs, Tally merges the two.
Money Finder catches price rises, double charges and fees, and asks about a subscription before it renews, with the cancel path two taps away.
Start a family or group, split by income and settle up in one tap. The people you invite join free, and one subscription covers up to six with Family Sharing.
The AI assistant you already use can read your Tally budget (read-only, and only what you choose). Unplug any time.
Also in Pro: Cash Flow, merchant analytics, unlimited envelopes, Income Pro, the whole Money Book, and Wrapped's savage take.
7-day free trial, then $7.99 a month or $79.99 a year. Sample data. Bank sync covers US banks; everywhere else, bring your bank's own file, CSV or PDF, free.
Choose them separately. A Dane in New York can read Tally in Danish and budget in dollars; a French couple in Copenhagen can keep their kroner and read it in French. Switching currency converts everything, your history included, at rates Tally refreshes every day.
Live bank sync reaches US banks today. Everywhere else, Tally imports your bank's own file, CSV or PDF, with presets for banks across Denmark, the Netherlands, Belgium and Ireland (Revolut and N26 included), and everything above works exactly the same.
Let the AI assistant you already use read your Tally budget (read-only, and only what you choose). Unplug it any time.
See how it worksShared budgets and live spending. Who owes whom nets down to one number and settles in one tap. Split by what each of you earns, not down the middle.
Bank balances are never shared. Your transactions, budgets and income each have their own sharing switch.
Close the week properly: what happened, where it went, what is coming. Five minutes on a Sunday is the whole habit.

Price rises caught. Fees exposed. Duplicate charges flagged. Subscriptions asked about before they renew, with the cancel path two taps away.

Everything below is the real app, captured from the phone, not drawn for a website. The names and amounts are a sample month.
Bills due this week are already set aside. What is left is yours today: one number, one dial, and one sentence about how the month is going.
Purchases are filed the moment they land, based on your own rules, what you filed before, your bank's category, or the merchant. It asks only about the few it is not sure of. Correct one, and it never asks again.
Read-only, through Plaid, across 12,000+ US financial institutions. Tally never sees your bank login. Apple Card and Apple Cash come in from Apple Wallet once you allow it.
Every bill between today and your next payday, day by day, with what is safe until then. Rent on the 1st stops being a surprise on the 1st.
Big number, best merchant, your rhythm, and one honest take on the month. Nice by default; savage with Tally Pro.
A month of transactions, the bills that have not left yet, and the budget you set: Tally turns them into one figure you can act on. Try the arithmetic on your own month.
This is the app's own arithmetic: what is left ÷ days left (today included) = safe to spend today. Bills due in the next seven days are set aside before the division, so the number never quietly spends your rent.
InstrumentsWhat's safe to spend today?Fair, not equal: split bills by income
Every budgeting app can say "restaurants went up." Few tell you whether you went more often, or whether it just costs more. Those are different problems. Tally works out seven of these on its own. Each one is a number, compared with your own past, that you can act on.
You're still going to Sweetgreen 9 times a quarter. $10.50 a month more. The average visit went from $12.40 to $15.90.
Same number of visits, a higher number on each one. That is a price change, not a habit change. It is the half nobody shows you.
Spotify charged $12.99 on Sep 12, after $10.99 every month before that. $24 more over a year, if it stays there.
Price rises on a monthly charge are the easiest money in the app to lose, because the line looks the same as it always did.
Audible took $0.99 on Sep 3, the first charge from them ever. Oct 3 is when a trial like this usually becomes a real charge.
Nothing has gone wrong. This is the moment to decide, while deciding is still free.
Your pay normally lands Jan 31, which is a weekend. Fri Jan 29 is when it will actually arrive.
Two days early, not two days late. That matters if anything leaves your account over that weekend.
Tally answers from your own rows (the purchases your banks sent, filed and counted), never from a guess about people like you.
Groceries took $612. That is a fifth of everything you spent, and $148 more than the month before. The next three categories together came to less.
$1,240 on electronics, on the 6th. It is the largest single charge in ninety days: two and a half times your next biggest, and more than your whole dining month.
Three subscriptions come to $46.98 a month, or $564 a year. Two of them renewed last week, and one went up $2 in June.
Yes, but it leaves you $31 a day until the 30th, against the $58 you normally spend. Move $120 of it into next month and you stay on plan.
Example answers, with invented figures. Tally reads only your own months, never anyone else's, and never a stranger's data dressed up as yours.
More than 12,000 US financial institutions connect through Plaid, read-only. You sign in through Plaid or on your bank's own page. Your credentials are never typed into Tally. Disconnect any bank, any time, inside the app.
Straight from Apple Wallet through FinanceKit, with the same one-tap permission any app asks for. No export, no screenshot, no copying anything across.
Subscriptions and bills found in your own history, including the ones that quietly went up and the ones charging twice for the same thing.
Bring your bank's own file, CSV or PDF. Tally has presets for banks across Denmark, the Netherlands, Belgium and Ireland, Revolut and N26 included, each with step-by-step export instructions. A column-mapping screen handles any other bank.
Widgets on the Lock Screen and Home Screen, today's number as a Live Activity, and Siri when your hands are busy: "Hey Siri, what's safe to spend in Tally?"
Share a budget with a partner or a household. Split by income, settle up in one tap, and decide with a few switches what the others see. One subscription covers up to six people through Apple Family Sharing.
The whole month drawn in one picture: what came in on the left, what it became on the right. A score from one to five, and every month judged against the one budget you set.
Finance apps reach for words that sound like proof and mean nothing. Under each claim is the phrase we refuse to write, and why.
US banks connect through Plaid, read-only. You sign in through Plaid or on your bank's own page, never inside Tally. Disconnect any bank, any time, inside the app.
Inside a family, three switches decide what the others see: your transactions, your budget contributions and your income. A group sees them only if you also turn on "Also share with my groups", which starts off. Change them any time in your profile, under Sharing, or mark a single purchase private. Balances are never shown to your family group.
Export your transactions as a file. Delete your account in Settings and your data goes with it. Face ID lock and hidden amounts are one switch away in the app.
Most budgeting apps give you a locked screenshot and call it a free tier. Tally's assistant, its score, its analytics and all 32 currencies are free, with no trial clock on them. Pro is the part that does the work for you.
Tally is free to download. Tally Pro adds the work Tally does for you: US bank sync, Apple Card and Apple Cash, Instant Capture, Money Finder, starting a shared budget and Tally for AI. One subscription covers up to six people with Apple Family Sharing.
$6.67 a month · billed once a year
Billed monthly. Cancel anytime.
7-day free trial, then the plan you chose renews automatically until you cancel · Billed through your Apple Account · Cancel any time in Settings → Subscriptions · Prices in USD; the App Store shows the price in your own currency, tax included.
Rent in kroner, a salary in dollars, flights in euros: still one budget. Tally holds 32 currencies in one plan and converts between them, so every line stays in the money it was actually spent in, and the total at the bottom still adds up.
Other companies say a budget can hold only one currency. Tally holds thirty-two, in the same plan, at the same time.
Why this app existsNothing is re-typed and nothing is rounded twice. Each line keeps its own currency; only the total is converted, at the rate Tally fetches daily. Rates on this page are the app's own seed from 11 Sep 2026.
Tally (search "Tally Budget" on the App Store) is a budgeting app for iPhone. Every morning it shows one number: what is safe to spend today, with this week's bills already set aside, and a Score from 1 to 5 for where the month is heading. Couples and families share a budget and split shared bills by what each person earns. Tally is free to download; Tally Pro is $7.99 a month or $79.99 a year after a 7-day free trial.
Tally is free to download, with budgets, Ask Tally, Signals, widgets and all 32 currencies included. Tally Pro adds US bank sync, Instant Capture, Money Finder, starting a shared budget and Tally for AI. It starts with a 7-day free trial, then $7.99 a month or $79.99 a year. Cancel any time under Subscriptions in Settings.
Take what is left of this month's plan, set aside the bills due in the next seven days, and divide the rest by the days left in the month, counting today. Tally does this every morning from your own accounts and puts the number on the first screen. Try the same arithmetic with your own numbers, or read how we calculate it.
US banks connect through Plaid, read-only, across 12,000+ financial institutions. You sign in through Plaid or on your bank's own page; your credentials are never typed into Tally. Apple Card and Apple Cash come straight from Apple Wallet. Disconnect any bank, any time, inside the app.
Only if you share it. In a family, three switches decide what the others see: your transactions, your budget contributions and your income. A group sees them only if you also turn on "Also share with my groups", which starts off. Change them any time in your profile, under Sharing, or mark a single purchase private. Your bank balances are never shared.
Yes. In a Tally Family, split a shared bill and pick Fair: each person's share follows their share of the household's income, so you both give up the same part of your pay. You can also split Equal or Custom. Who owes whom nets down to one number, settled in a tap. Fair is offered when everyone in the Family shares their income; creating a Family is part of Tally Pro, and joining one is free. Work out your own split.
Yes, thirty-two of them. Every line keeps the currency it was actually spent in, and totals convert at a rate Tally fetches daily. A rent in kroner and a salary in dollars live in the same plan. Switching your main currency converts everything, history included. How to budget in two currencies.
English, Danish, Dutch and French. Language and currency are separate settings inside Tally (not a guess from your phone), so an English phone can run Tally in Danish, and the number and date formats follow your choice.
Yes. Live bank sync covers US banks today. Everywhere else, transactions come in from your bank's own file, CSV or PDF, with presets for banks across Denmark, the Netherlands, Belgium and Ireland (Revolut and N26 included), and everything else in the app works exactly the same.
Yes. Tally Pro supports Apple Family Sharing, so one subscription covers up to six people in your family group.
Yes, with Tally Pro. Tally for AI connects Claude or ChatGPT, or any app that speaks MCP, to your own Tally budget. It is read-only and reads only what you choose: it never moves money, never sees your bank login and never sees what your family or group shares. Disconnect any time in Profile → Security & Privacy → Connected AI. How it works.
Free to read
Seven guides to how the everyday machinery actually works: what is on a statement, why a card total never matches a calendar month, how to get your transactions out of a bank, and what paying only the minimum really costs. Free, no account, nothing to install.
Read the guidesFree to download. Your first week of Tally Pro is on us.
iPhone · Tally on the App Store · Made by a small team that would rather be exact than impressive.