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iPhone · English, Dansk, Nederlands, Français

One number. Every morning.

Tally reads your banks, files every purchase on its own, and shows you what is safe to spend today.

Free to download. Tally Pro starts with a 7-day free trial.

$88

Safe to spend today

Tally Pro

Switch on Pro. Watch it work.

Free Tally is a budget you keep. Pro keeps it for you: your US banks sync every day, an Apple Pay tap logs itself, and Tally goes looking for the money you lose to price rises, double charges and subscriptions you forgot.

You do the workTally does the work

Your US banks, every day

12,000+ US financial institutions through Plaid, read-only, plus Apple Card and Apple Cash from Wallet.

Pay. It's already logged.

Instant Capture puts an Apple Pay purchase in Tally the second you tap. You set it up once with a Shortcuts automation. When your bank's copy syncs, Tally merges the two.

Money, found for you

Money Finder catches price rises, double charges and fees, and asks about a subscription before it renews, with the cancel path two taps away.

Budget together

Start a family or group, split by income and settle up in one tap. The people you invite join free, and one subscription covers up to six with Family Sharing.

Plug in your own AI

The AI assistant you already use can read your Tally budget (read-only, and only what you choose). Unplug any time.

Also in Pro: Cash Flow, merchant analytics, unlimited envelopes, Income Pro, the whole Money Book, and Wrapped's savage take.

7-day free trial, then $7.99 a month or $79.99 a year. Sample data. Bank sync covers US banks; everywhere else, bring your bank's own file, CSV or PDF, free.

Language & Currency

Your language. Your currency.

Choose them separately. A Dane in New York can read Tally in Danish and budget in dollars; a French couple in Copenhagen can keep their kroner and read it in French. Switching currency converts everything, your history included, at rates Tally refreshes every day.

A specimen of your money
$1,234.56
Monday, September 14, 2026

English · USD
Languagethe whole page follows
Currency32 in the app · six here
A small amount$4.50
A large one, shortened$1.2M
A date in a list9/14/26
A monthSeptember 2026
The time8:12 AM
Your week starts onSunday

Live bank sync reaches US banks today. Everywhere else, Tally imports your bank's own file, CSV or PDF, with presets for banks across Denmark, the Netherlands, Belgium and Ireland (Revolut and N26 included), and everything above works exactly the same.

New · Tally for AI

Plug your AI into your money.

Let the AI assistant you already use read your Tally budget (read-only, and only what you choose). Unplug it any time.

See how it works
Family & Groups

Budgets you share. On your terms.

Shared budgets and live spending. Who owes whom nets down to one number and settles in one tap. Split by what each of you earns, not down the middle.

Bank balances are never shared. Your transactions, budgets and income each have their own sharing switch.

Family & Groups: together this month, who owes whom, and the shared budgets.
The habit, and the payoff

Five minutes on Sunday. Money found all month.

The Sunday Review

Sunday, in five minutes.

Close the week properly: what happened, where it went, what is coming. Five minutes on a Sunday is the whole habit.

$612.40 · 12% lighter than the week before. $84 kept.
The Sunday Review: your week, closed properly.
Money Finder

Tally finds you money.

Price rises caught. Fees exposed. Duplicate charges flagged. Subscriptions asked about before they renew, with the cancel path two taps away.

$312.48 this month: $126.60 in fees and duplicates, plus $186 a year already canceled.
Money Finder: the money found this month, with the items to act on.
The app · five screens

Five screens. One number.

Everything below is the real app, captured from the phone, not drawn for a website. The names and amounts are a sample month.

The Page

The number, before anything else.

Bills due this week are already set aside. What is left is yours today: one number, one dial, and one sentence about how the month is going.

Score 4 · On track · lands $212 under. Not a balance, and not a guess dressed as one.
The Page: the safe-to-spend number, the month's arc, and the budgets beneath it.
Sorted

Tally already knows.

Purchases are filed the moment they land, based on your own rules, what you filed before, your bank's category, or the merchant. It asks only about the few it is not sure of. Correct one, and it never asks again.

Tally filed 24 purchases. It wasn't sure about 3.
Home with the Sorted card: Tally filed 24 purchases and asks about the three it was not sure of.
Bank sync

Your banks. Synced daily.

Read-only, through Plaid, across 12,000+ US financial institutions. Tally never sees your bank login. Apple Card and Apple Cash come in from Apple Wallet once you allow it.

Outside the US, Tally imports your bank's own file, CSV or PDF, with presets for banks across Denmark, the Netherlands, Belgium and Ireland (Revolut and N26 included).
Bank sync: where it goes, with Chase, Apple Card and cash accounts listed.
Runway

Payday, seen ahead.

Every bill between today and your next payday, day by day, with what is safe until then. Rent on the 1st stops being a surprise on the 1st.

Safe until payday · $1,240 · payday Sep 25 · two bills land first.
Runway: safe until payday, every bill before payday listed day by day.
Wrapped

Your month, Wrapped.

Big number, best merchant, your rhythm, and one honest take on the month. Nice by default; savage with Tally Pro.

$4,412 · 86 transactions · biggest day Aug 1.
Wrapped: the month's big number, your rhythm and one savage take.

Your bank shows you everything. Which is the same as nothing.

A month of transactions, the bills that have not left yet, and the budget you set: Tally turns them into one figure you can act on. Try the arithmetic on your own month.

Safe to spend today
$88
Bills already set aside. $2,640 ÷ 30 days
Score 4 · On track

This is the app's own arithmetic: what is left ÷ days left (today included) = safe to spend today. Bills due in the next seven days are set aside before the division, so the number never quietly spends your rent.

InstrumentsWhat's safe to spend today?Fair, not equal: split bills by income

New · What Tally noticed

Tally tells you things you didn't ask.

Every budgeting app can say "restaurants went up." Few tell you whether you went more often, or whether it just costs more. Those are different problems. Tally works out seven of these on its own. Each one is a number, compared with your own past, that you can act on.

Price, not habit

You're still going to Sweetgreen 9 times a quarter. $10.50 a month more. The average visit went from $12.40 to $15.90.

Same number of visits, a higher number on each one. That is a price change, not a habit change. It is the half nobody shows you.

A subscription went up

Spotify charged $12.99 on Sep 12, after $10.99 every month before that. $24 more over a year, if it stays there.

Price rises on a monthly charge are the easiest money in the app to lose, because the line looks the same as it always did.

Looks like a free trial

Audible took $0.99 on Sep 3, the first charge from them ever. Oct 3 is when a trial like this usually becomes a real charge.

Nothing has gone wrong. This is the moment to decide, while deciding is still free.

Payday moves this month

Your pay normally lands Jan 31, which is a weekend. Fri Jan 29 is when it will actually arrive.

Two days early, not two days late. That matters if anything leaves your account over that weekend.

The ruleA signal must be a number, compared with your own past, that you can act on. Fail any of the three and it is a chart, not a signal. The other threeAt this pace: the date you cross your budget, only when it lands inside the month. Your pay changed: a silent cut to net pay, found now rather than in April. You were right three months running: money you have already proved you don't need where it is. No notificationsSignals wait inside the app. Only two may ever push, because only two expire: a trial about to convert, and a bill about to bounce. Most weeks there is nothing to report, and it says so.
The assistant

Ask Tally. It already read your month.

Tally answers from your own rows (the purchases your banks sent, filed and counted), never from a guess about people like you.

Included free. No subscription needed.
Tally
Reading 1,184 of your transactions

Groceries took $612. That is a fifth of everything you spent, and $148 more than the month before. The next three categories together came to less.

From your own rows
Groceries$612.40
Dining$284.10
Utilities$196.75

Example answers, with invented figures. Tally reads only your own months, never anyone else's, and never a stranger's data dressed up as yours.

The rest of it

Everything else, without the chores.

Your banks, every day

More than 12,000 US financial institutions connect through Plaid, read-only. You sign in through Plaid or on your bank's own page. Your credentials are never typed into Tally. Disconnect any bank, any time, inside the app.

Apple Card & Apple Cash

Straight from Apple Wallet through FinanceKit, with the same one-tap permission any app asks for. No export, no screenshot, no copying anything across.

Recurring, caught

Subscriptions and bills found in your own history, including the ones that quietly went up and the ones charging twice for the same thing.

Bring your own file

Bring your bank's own file, CSV or PDF. Tally has presets for banks across Denmark, the Netherlands, Belgium and Ireland, Revolut and N26 included, each with step-by-step export instructions. A column-mapping screen handles any other bank.

Danske BankNordeaJyske BankNykreditSydbankLunarINGRabobankABN AMRObunqKBCBelfiusAIBBank of IrelandRevolutN26

Where you already look

Widgets on the Lock Screen and Home Screen, today's number as a Live Activity, and Siri when your hands are busy: "Hey Siri, what's safe to spend in Tally?"

Two people, one plan

Share a budget with a partner or a household. Split by income, settle up in one tap, and decide with a few switches what the others see. One subscription covers up to six people through Apple Family Sharing.

Money Flow, Score, history

The whole month drawn in one picture: what came in on the left, what it became on the right. A score from one to five, and every month judged against the one budget you set.

The facts

What is true, exactly.

Finance apps reach for words that sound like proof and mean nothing. Under each claim is the phrase we refuse to write, and why.

01

Your bank login is never typed into Tally.

US banks connect through Plaid, read-only. You sign in through Plaid or on your bank's own page, never inside Tally. Disconnect any bank, any time, inside the app.

We won't writea security "level" borrowed from the banks. The phrase has no definition, so there is nothing for you to check.
02

Your bank balances are never shared with your family group.

Inside a family, three switches decide what the others see: your transactions, your budget contributions and your income. A group sees them only if you also turn on "Also share with my groups", which starts off. Change them any time in your profile, under Sharing, or mark a single purchase private. Balances are never shown to your family group.

We won't writea promise about what nobody, anywhere, can ever see. A denial that broad cannot be proven by anyone. A switch you can see and change can.
03

Your data is yours to take or delete.

Export your transactions as a file. Delete your account in Settings and your data goes with it. Face ID lock and hidden amounts are one switch away in the app.

We won't writea badge, a seal, or an outside stamp on Tally. There is none to name. We are a small team that would rather be exact than impressive.
What you get

Free is not a demo.

Most budgeting apps give you a locked screenshot and call it a free tier. Tally's assistant, its score, its analytics and all 32 currencies are free, with no trial clock on them. Pro is the part that does the work for you.

Free, forever
  • Budgets, goals, and the one safe-to-spend number
  • Ask Tally: the assistant itself, not a taste of it
  • Score, Runway, spending analytics and the bill calendar
  • Net worth, debt payoff, 32 currencies, CSV in and out
Tally Pro adds
  • Your US banks, synced every day, plus Apple Card and Apple Cash
  • Money Finder and Cash Flow: what you kept, and what you can stop paying for
  • Start a family or group (the people you invite join free)
  • Unlimited envelopes, merchant analytics, Income Pro, the whole Money Book
  • One subscription covers up to six people
Pricing

First week on us.

Tally is free to download. Tally Pro adds the work Tally does for you: US bank sync, Apple Card and Apple Cash, Instant Capture, Money Finder, starting a shared budget and Tally for AI. One subscription covers up to six people with Apple Family Sharing.

2 months freeYearly
$79.99/ year

$6.67 a month · billed once a year

  • US bank sync, Apple Card & Apple Cash, Instant Capture
  • Start a shared budget, Family Sharing
  • Money Finder, Cash Flow, Tally for AI
Monthly
$7.99/ month

Billed monthly. Cancel anytime.

  • Everything in Pro
  • The same 7-day free trial
  • Switch to yearly whenever you like

7-day free trial, then the plan you chose renews automatically until you cancel · Billed through your Apple Account · Cancel any time in Settings → Subscriptions · Prices in USD; the App Store shows the price in your own currency, tax included.

Multi-currency

One budget. 32 currencies.

Rent in kroner, a salary in dollars, flights in euros: still one budget. Tally holds 32 currencies in one plan and converts between them, so every line stays in the money it was actually spent in, and the total at the bottom still adds up.

Other companies say a budget can hold only one currency. Tally holds thirty-two, in the same plan, at the same time.

Why this app exists
Every currency Tally convertsAED · AUD · BHD · BRL · CAD · CHF · CNY · CZK · DKK · EGP · EUR · GBP · HUF · INR · ISK · JOD · JPY · KRW · KWD · NOK · OMR · PHP · PKR · PLN · QAR · RON · SAR · SEK · SGD · TRY · USD · ZAR
September · one budgetThree currencies · one total
Rent, NørrebroDanske Bank · Sep 112.400,00 kr.DKK
Health plan, New YorkChase · Sep 3$312.00USD
Flights, SASRevolut · Sep 7€640.00EUR
Groceries, NettoNordea · ongoing2.180,50 kr.DKK
Total, converted$3,315.07
Show the total in

Nothing is re-typed and nothing is rounded twice. Each line keeps its own currency; only the total is converted, at the rate Tally fetches daily. Rates on this page are the app's own seed from 11 Sep 2026.

Questions

Asked, answered.

What is Tally?

Tally (search "Tally Budget" on the App Store) is a budgeting app for iPhone. Every morning it shows one number: what is safe to spend today, with this week's bills already set aside, and a Score from 1 to 5 for where the month is heading. Couples and families share a budget and split shared bills by what each person earns. Tally is free to download; Tally Pro is $7.99 a month or $79.99 a year after a 7-day free trial.

Is Tally free?

Tally is free to download, with budgets, Ask Tally, Signals, widgets and all 32 currencies included. Tally Pro adds US bank sync, Instant Capture, Money Finder, starting a shared budget and Tally for AI. It starts with a 7-day free trial, then $7.99 a month or $79.99 a year. Cancel any time under Subscriptions in Settings.

How do I know what's safe to spend today?

Take what is left of this month's plan, set aside the bills due in the next seven days, and divide the rest by the days left in the month, counting today. Tally does this every morning from your own accounts and puts the number on the first screen. Try the same arithmetic with your own numbers, or read how we calculate it.

How does bank sync work?

US banks connect through Plaid, read-only, across 12,000+ financial institutions. You sign in through Plaid or on your bank's own page; your credentials are never typed into Tally. Apple Card and Apple Cash come straight from Apple Wallet. Disconnect any bank, any time, inside the app.

Can my partner see my spending?

Only if you share it. In a family, three switches decide what the others see: your transactions, your budget contributions and your income. A group sees them only if you also turn on "Also share with my groups", which starts off. Change them any time in your profile, under Sharing, or mark a single purchase private. Your bank balances are never shared.

Can couples split shared bills by income in Tally?

Yes. In a Tally Family, split a shared bill and pick Fair: each person's share follows their share of the household's income, so you both give up the same part of your pay. You can also split Equal or Custom. Who owes whom nets down to one number, settled in a tap. Fair is offered when everyone in the Family shares their income; creating a Family is part of Tally Pro, and joining one is free. Work out your own split.

Can one budget hold more than one currency?

Yes, thirty-two of them. Every line keeps the currency it was actually spent in, and totals convert at a rate Tally fetches daily. A rent in kroner and a salary in dollars live in the same plan. Switching your main currency converts everything, history included. How to budget in two currencies.

Which languages does Tally speak?

English, Danish, Dutch and French. Language and currency are separate settings inside Tally (not a guess from your phone), so an English phone can run Tally in Danish, and the number and date formats follow your choice.

Does Tally work outside the United States?

Yes. Live bank sync covers US banks today. Everywhere else, transactions come in from your bank's own file, CSV or PDF, with presets for banks across Denmark, the Netherlands, Belgium and Ireland (Revolut and N26 included), and everything else in the app works exactly the same.

Does one subscription cover my family?

Yes. Tally Pro supports Apple Family Sharing, so one subscription covers up to six people in your family group.

Can I connect my budget to Claude or ChatGPT?

Yes, with Tally Pro. Tally for AI connects Claude or ChatGPT, or any app that speaks MCP, to your own Tally budget. It is read-only and reads only what you choose: it never moves money, never sees your bank login and never sees what your family or group shares. Disconnect any time in Profile → Security & Privacy → Connected AI. How it works.

Free to read

Money, explained plainly

Seven guides to how the everyday machinery actually works: what is on a statement, why a card total never matches a calendar month, how to get your transactions out of a bank, and what paying only the minimum really costs. Free, no account, nothing to install.

Read the guides

One number. Every morning.

Free to download. Your first week of Tally Pro is on us.

iPhone · Tally on the App Store · Made by a small team that would rather be exact than impressive.